About Us
Long-standing experience in self insured insurance consulting
Stop-loss coverage is complex, with significant financial implications for self-funded health plans. Partnering with a consultant ensures informed decisions, reduces risk, and improves financial outcomes. It’s about leveraging expertise to navigate a nuanced industry confidently.
Since 1989, we’ve built a solid foundation in the broader insurance sector, and since 2001, we’ve honed our expertise specifically in stop loss coverage. With over two decades focused solely on stop loss, we bring unparalleled knowledge and insights that few in the industry can match.
Since 1989, we’ve built a solid foundation in the broader insurance sector, and since 2001, we’ve honed our expertise specifically in stop loss coverage. With over two decades focused solely on stop loss, we bring unparalleled knowledge and insights that few in the industry can match.
Meet our Founder
Stephanie Chtata
Stephanie Chtata is the President and Founder of Overt Stop Loss, holding a MBA and MHA degrees. Before founding Overt Stop Loss, she founded SA Benefit Services, stop loss general agency, in 2011. Prior to that, she managed the stop loss insurance department at TML IEBP in Austin, Texas.With over 35 years of experience in the health insurance and medical stop loss industry—spanning brokerage, TPA, PBM, and claims administration—Stephanie brings exceptional attention to detail and deep expertise in stop loss. Her knowledge empowers clients with tailored solutions that align with their self-funded plan needs. Known for her client-focused approach and strong negotiation skills, Stephanie consistently delivers competitive stop loss consulting strategies for self-funded entities.
Meet our Founder: Stephanie Chtata
Stephanie Chtata is the President and Founder of Overt Stop Loss, holding a MBA and MHA degrees. Before founding Overt Stop Loss, she founded SA Benefit Services, stop loss general agency, in 2011. Prior to that, she managed the stop loss insurance department at TML IEBP in Austin, Texas.With over 35 years of experience in the health insurance and medical stop loss industry—spanning brokerage, TPA, PBM, and claims administration—Stephanie brings exceptional attention to detail and deep expertise in stop loss. Her knowledge empowers clients with tailored solutions that align with their self-funded plan needs. Known for her client-focused approach and strong negotiation skills, Stephanie consistently delivers competitive stop loss consulting strategies for self-funded entities.
